Owning your own home is one of the greatest rewards in life, not to mention the financial benefits associated with homeownership. Now is a great time to buy your own home with low interest rates and an abundant inventory. I will help make your home buying process a stress free experience thanks to my expertise and experience needed to guide my clients through the process.

Like any other Real Estate fee, the fee for a Buyer’s Agent is typically built into the purchase price of a home and is disbursed at closing. Hence, there is generally no additional cost for a Home Buyer to use a Buyer’s Agent. As a matter of fact, studies suggest that professional Buyer’s Agents help the Buyer save both time and money.

I invite you to browse this website where you can sign up for emails, literature or just browse information and listings. I know that buying a home can be an overwhelming process, but I aim to help make it an easy process. Feel free at anytime to contact me with any questions or concerns. I am more than happy to help you. I appreciate your business. Remember, I am only a phone call, click or email away!

Are you unsure about becoming a HOMEOWNER?
Thinking that you can not afford to buy a home?
Are you worried about it being a good investment?

Buying your first home can be intimidating. Your first step is making the decisions to buy a home, that you can afford a home and that it makes sense financially. If you are still questioning the decision, please check out the facts about renting as opposed to buying, the advantages of homeownership and the American Dream.

You can't afford NOT to buy a home.
Over the last decade, the cost of rental housing in the US has increased an average of 3 percent per year. That means that an apartment or home renting at $1,000 per month will cost more than $1,300 a month in ten years. If you rent the same home for ten years, the total amount you would pay for rent will equal $137,567!

Tax Advantages Of Owning a Home Result in Savings
None of the $137,567 is returned to you, either through savings or as an investment. Homeownership, on the other hand, has tax advantages over renting a home, and those advantages can help you save money. Unlike your monthly rent, part of your monthly mortgage payment "comes back to you" in tax savings.

Homeownership is a Good Investment
For the majority of Americans, their home is their target financial asset and a major play in their investment portfolio. The NATIONAL ASSOCIATION OF REALTORS estimates that home value rises, on average, by 4.5 percent a year. That's a steady return on investment; one's own home is a much less volatile asset than stocks, bonds or mutual funds.

Homeownership Builds Wealth for Households
The Federal Reserve Board estimates that homeowners have a net worth almost 36 times more than that of renters. As your debt decreases and your home value increases, you accumulate wealth from the value of your home. Each year as your home appreciates and you continue to pay down your mortgage debt, you increase your net worth.

Home ownership: The American Dream
More than two thirds of American households own their own home. They know the benefits of homeownership, from the accumulation of home equity tax incentives, and the pride of owning a place of their own. They also had to take that first step of deciding "I'm ready to be a homeowner." REALTORS assisted many of those more than 71 million homeowners in both their decision to buy and their first home purchase. REALTORS are real estate professionals who are members of the NATIONAL ASSOCIATION OF REALTORS and who abide by the Association's strict Code of Ethics and Standards of Practice. They can help guide you to first-time home buyer programs in your area, as well as assist you in searching for and buying your home.

Information came from "Why Rent When You Can Buy" pamphlet from the National Association of Realtors.